NEST-like economics.
Transparent pension pricing, not another software subscription.
Partner brief
London payroll + workplace pension infrastructure
Payroll meets pensions.
Senvo connects payroll, auto-enrolment, and workplace pension operations for UK SMEs.
Business model
Payroll software wrapped around pension operations for UK SMEs.
Payroll + auto-enrolment.
Assessments, notices, salary sacrifice, and HMRC flows.
Partner-ready from day one.
- Clear operating model
- Defined compliance posture
- Partner-ready integration story
Technical architecture
Two possible routes. Both designed for clear review.
Route A: API custodian model
Custody and execution via API. Senvo runs administration.
- API-led cash and unit flows
- Lower launch friction on CASS permissions
- Clear custody and execution separation
Route B: life wrapper + transit CASS 7
Bank collection bucket with daily sweeps to the wrapper.
- Requires CASS 7 handling and reconciliations
- Fits a treasury-style collection flow
- Designed for daily operational controls
Narrow integration needs.
Cash handling, unit execution, funds, and ledger controls.
Partner needs
A focused conversation about fit, diligence, and launch sequencing.
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01
Introductory review
Model, structure, and scope.
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02
Technical diligence
Custody, execution, ledger, reconciliation.
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03
Commercial fit
Assumptions, economics, rollout.
Primary partner targets
- Tier-1 bank
- Custodian / execution partner
- Asset manager for liquid tracker funds
- Infrastructure provider with a clean diligence process
Reviewing Senvo?
Start with the model, architecture, and partner fit.