Zero-CAC employer acquisition.
Our free payroll software gives SMEs a compelling reason to switch. We acquire entire workforces at the employer level, completely eliminating the need for expensive, direct-to-consumer marketing.
Partners & Investors
The payroll-led route to UK pension growth.
Senvo unifies free UK payroll with a natively integrated workplace pension, turning statutory auto-enrolment into a zero-CAC distribution channel for recurring contributions and compliant pot consolidation.
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A structural advantage in workplace distribution.
Predictable, recurring contributions.
Because we own the payroll ledger, we capture pension contributions at the source. Statutory auto-enrolment guarantees a steady, reliable flow of incoming funds every payday.
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Consolidation at the point of intent.
We reach employees when their finances are top of mind. During digital onboarding, we offer a Consumer Duty-aligned, Origo-powered feature to easily discover and transfer dormant pension pots.
We handle the employer workflows. You provide the regulated foundation.
Senvo is being built as an asset-light operator. We manage the front-end logic of SME payroll, auto-enrolment, and data capture, feeding clean, perfectly reconciled instructions directly to our regulated partners.
What Senvo handles
- Employer UX & Payroll LogicWhite-labeled, HMRC-recognised payroll processing.
- Auto-Enrolment & AssessmentAutomated eligibility checks, opt-out handling, and statutory communications.
- Clean Data OrchestrationReconciled contribution schedules and payroll event data, ready for administration.
- Compliant ConsolidationBuilt-in Origo integration for secure, user-approved pension transfers.
Let's build the next generation of UK pensions.
We are actively looking for technology and investment partners for our mid-2027 launch.
